Some people are hesitant to go in for insurance cover for fear of difficulties in settling their claims. This is due to the difficulty in understanding the legal terms associated with the claim and the stringent procedures to be followed to get the claim settled. There are certain compulsions in certain fields like that of car insurance. It is statutory requirement to go in for car insurance. Along with comprehensive car insurance it is mandatory to take third-party car insurance. So the moment you think of buying a car, the first and foremost pre-requisite is to buy a comprehensive car insurance policy to fulfill your statutory requirement so also to fulfill obligations towards third-party liabilities to overcome your financial security by seeking compensation for individual and third-party insurance, which at times may extend to lakhs and even tens of lakhs of rupees.
Settlement of Claims
Now to attend to your specific worries for settlement of claims! With a lot of facilities under competition offered by various service providers, regulated by government rules and regulations, your claims are in safe hands. But, firstly, there is no short cut to your going through the insurance documents thoroughly to follow for proper benefits at the needed hour. A resume of the procedure for settlement of claims promptly and satisfactorily is given hereunder.
Auto Insurance Claims
The moment you meet with a casualty and the claim becomes due, expeditiously inform your help line number provided by your insurance company. The companys call centre executive would help you expedite your claims. You can intimate your claim also through sms or email. Following may have to be furnished immediately while you intimate about your claim:
Name of Insured person
Contact Numbers and address of insured person
Make and Model of car
Garage Name and contact details
Date, Time and place of accident
A resume of how the accident occurred
Approximate Extent of loss
Address and contact details of the individual intimating about claim
Whether it is Car Insurance claim
Whether it is self damage claim
Whether it is theft claims
Whether it is third-party claim
Online Car Insurance India
It is always better to opt for online car insurance (India). Online option pays much. It gives the choice of a good number of variants, with good quality, cost-effectiveness, efficiency and better choice for early settlement of claims. Call for some quotes, analyze them and choose the best option as per specifications.