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Citizens Auto Insurance Michigan

In United States, there are indeed several insurers that use the word “Citizens” for their companies names. One of the most popular among all of them is the Citizens Insurance Company of America. It is based in Michigan and a subsidiary of The Hanover Insurance Group, hence Citizens Auto Insurance Michigan. Although the companys headquarter in Howell, Michigan, it operates in many regions of the Midwest.

Basic Auto Coverage

The Michigan auto insurance is based on no-fault policy. That means your insurer will pay for all the necessary medical cost, rehabilitation expenses, and even provide reimbursement for lost wages in case you are incapacity to work due to road accidents for up to three years. The no-fault policy is considered as the most generous type of insurance policy because it provides payout regardless of who is at fault in the accident. The main purpose of such regulation is to prevent lawsuits being filed in the case of accident unless someone is severely injured or killed. It simplifies things.

Car insurance in Michigan is one of few that apply this no-fault regulation. Currently, there are only 12 states in the country providing the benefit. The official website of Citizens Auto Insurance Michigan does not provide information about this because all information about coverage, discounts, etc., is available at The Hanover Insurance Groups website.

The basic auto coverage liability requirement for drivers in Michigan includes PIP (personal Injury Protection), Property Damage, and Bodily Injury. Auto Citizens Insurance Michigan, however, does not limit your options to those basic policies. Optional coverage is available, but you may need to check for it at the official website of The Hanover Insurance Group. Among all options provides, the Connection Auto feature allows you to customize your coverage depending on what you need. This feature has some good options for example Roadside Assistance, Travel Right Endorsement, Rental Coverage Upgrade, Extended Non-Owned Auto Coverage, and more.

FSR and ICR

Based on last years report, Citizens Auto Insurance Michigan has been affirmed to have an “A” (Excellent) financial rating by A.M. Best, a reputable independent insurance reviewer. The rating was for the parent company, but it also applied to all of its subsidiaries. The FSR (Financial Strength Rating) and ICR (Issuer Credit Rating) of “A” have been confirmed to many of its subsidiaries including Citizens Insurance Michigan (Citizens Insurance Company of America).

Post Office Car Insurance And Exchange Rates

This article explains all about the car insurance and exchange rates services from the Post Office in order for you to make an informed purchase decision and decide whether they are the right provider for you.

The Post Office Exchange Rates are some of the best ones out of all the providers including banks and supermarkets, so is well worth considering whenever you need to convert some mosney into another currency. You can order between 500 and 2500 online or in branch if it is much less than this. You also get free next day delivery on any order so that you can receive it as soon as possible, which makes it ideal for going on holiday. The Post Office charge 0% commission with no handling fees, and offer more than 70 different currencies, so you should be able to find what you are looking for. The public as the Best Foreign Exchange Provider at the British Travel Awards has awarded them for five years running. With very competitive rates and a great service, you would be crazy not to consider the Post Office as your currency exchange provider.

Post Office Car Insurance is available at great rates; helping you to save some extra money, up to 419 in fact, compared to other providers. They are able to offer the best price by comparing deals amongst several of their top insurers so you can be assured that you are getting the most out of your money. You also get one years worth of breakdown cover for free.

The friendly support team are experts in the field and can deal with any queries or claims quickly and professionally. Payments can be made very easily on a monthly basis and there are various options to choose from, making it much more convenient for you. Plus, immediate cover is available should you need car insurance on an urgent basis.

With the car insurance deal, you receive up to nine years no claims discount and a courtesy car to drive on the road if yours breaks down. It also protects you against malicious damage such as vandalism if you inform the police within 48 hours of it happening. Approved claims repairs come with a three year guarantee and windscreen damage can be fixed free of charge by calling the specialist glass help centre. It is great news if you travel abroad a lot, as you can also get cover for up to 60 days per holiday in the EU. Recovery Breakdown and Roadside Assistance worth 49 is also available for free to help cover some other eventualities.

There are different deals on offer for drivers over the age of 50 years old, which are also, well worth checking out if you fit into this age category. Be sure to read all the term and conditions of any car insurance offer to check that you are fully eligible and covered for everything that you expect to be.