Tag Archives for United kingdom

Ideal Ancient Classic Car Insurance

We offer you excellent deals and policies towards the owner of classic, exclusive, ancient or historic automobiles. We at our traditional vehicle insurance department cover wide variety of classic deals and traditional policies for traditional vehicles. We even offer large and foremost range of special traditional quotes for the members of our club. We give these members unique benefit and low cost within the traditional car insurance coverage quotes. We supply most competitive and much flexible insurance estimates to the classic vehicle owner’s; and always searching for the top scheme accessible within the insurance coverage market in the Uk to offer foremost estimates to all our members and clients.

It really is our humble request and variety tips to the men and women from the UK, not to go around the city across the area searching for the best classic auto insurance coverage firm; when you is not going to locate any of the insurer firm other than our company offering this kind of a ideal and low-cost quote offers. We will proudly state that, there is no other insurer firm as opposed to our firm who will provide and offer you among the best as well as the cheapest quotes for your classic automobile. This will likely be simply waist age of time and nothing at all else. You will not attain anything at all rather than losing your precious time. Our insurers will arrange the excellent and foremost insurance coverage cover for our traditional automobiles insurance policy holders.

We very well comprehend the classic automobile owners need and demands, in the traditional insurance coverage quotes and policies. A lot of the insurance companies provide the estimates identical as market place value, but we provide and agree to cover total correct value of one’s classic auto. We’ve got offered classic car insurance coverage to huge quantity of folks from the United kingdom as much as now, and also the queue of people to have insurance for classic cars in rising day by day at our workplace and on the web at the same time, via our website: .

Day Car Insurance Cost – Easy Methods To Get It

Are you considering embarking on a long journey? However, wonder how you can carefully drive the whole distance on your own? You can have one other driver with you, and so they might take over driving in the event you really feel sleepy. If that’s a possibility you’re looking at you can contemplate getting 1 day car insurance to safeguard your auto and yourself, whilst it’s being driven by another person. It could be you want to test drive a car, well again one day car insurance will provide security whilst you do your test-drive. This kind of brief time period vehicle insurance means you can drive somebody else’s auto, or indeed somebody else can safely your auto, and have comprehensive safety while doing so.

One day car insurance policies are intended to fulfill the short term and quick necessities of the motorists in the UK. These insurance cover policies typically hold a coverage ranging from one to twenty eight days. The cover is for motor car accident, fire, theft or other damages incurred on the vehicle. The legal obligations of those incidents and third party claims, if any, additionally fall underneath the umbrella of the single-day or one day car insurance policies. Studying the terms and conditions related to those policies is vital so you are conscious of any particular exclusions.

Until not too long ago one day car insurance was accessible solely to the auto industry. The vehicle dealers used to go for this resource so they may let their automobiles be driven as a test by potential purchasers. Now 1 day car insurance is obtainable to each and every one, even if you’re not an everyday car driver, you can also make use of one day car insurance. The insurance businesses have recognised that there’s a need for this type of cover, and have been speedy to respond to the need. Planning 1 day car insurance will be a comparatively instant and painless matter.

To set-up or search out one day car insurance there’s a number of standards that have to be adhered to, at a minimum they state, you have to hold a up to date, valid, full United kingdom or EU/EAA driving license, and have done so for at least 12 months, and you must be aged 21 years or over. You must have had no motoring offence involving alcohol or drugs, dangerous, careless or reckless driving or taking a automobile with out consent within the previous three years. Moreover you need to not have had any disqualifications within the last three years, have not more than eight penalty points and not be using the insurance for the purpose of removing an impounded automobile from a compound. Briefly most drivers will fulfill the criteria and be capable to set up one day car insurance ought they ever need it.

How Cars Get Classified as Group 1 For Insurance

In the United Kingdom, every single car manufactured for the market is placed into an insurance group. There is, however one slight exception to the rule. Kit cars, converted cars, imported cars, and modified cars that no longer fit the manufacturer’s specifications are not allocated into any groups.

The groups range from one to 50. Group 1 is where all the cheapest cars to insure are placed and Group 50 has the most expensive. As a result, drivers insuring Group 1 cars pay the lowest monthly premiums.

The grouping system for car insurance makes people think twice before making purchases. Other vehicles are grouped the same way, with 20 of them for motorbikes and 20 more for vans or light commercial vehicles. Most insurance companies follow the grouping system, although they are not obligated to do so.

Cars are placed into groups based on three main factors:

Repair Costs – according to insurers, over half of their payouts in claims end up going into repairs. The money covers spare parts and manual labour. One thing that is considered when assigning a car to an insurance group is the vulnerability of the vehicle if it were in an accident. It is important to assess the damage in terms of the cost of parts and the amount of time it takes to fix the vehicle. Cars in Group 1 do not require expensive parts and do not take much time to repair. In truth, it is often the labour costs that make up the bulk of the bill.
Performance – the faster or more powerful the car, the more expensive it is to insure. Cars with quick acceleration and have high top speeds are in the higher-numbered groups because they tend to carry larger engines that cost more to repair. Statistics show that high-performance cars tend to generate more claims. It stands to reason that people who own high-performance cars exhibit riskier driving behaviors.
Security – better standard, manufacturer-installed security is cheaper to insure. Cars in Group 1 have great security devices. If the vehicle has added security, it is the driver’s responsibility to let the insurance company know. The added security would affect premiums. Insurers tend to favor Thatcham-approved security features to include immobilisers, alarms, high-spec door locks, glass etching, prominent Vehicle Identification Numbers, and coded audio equipment.

Another factor that plays into the cost of insuring a Group 1 car is the model. Different models of the same make could land in different groups because they may have different performance capabilities and specifications. The range of groups a car’s make can land in can range quite widely, influencing the driver’s final decision when trying to find a vehicle.

Most of the cars that end up in Group 1 for car insurance are front-wheel drive with 5-speed manual transmissions. They are typically hatchbacks that seat four rather comfortably. These petrol- and eco-friendly cars are 999cc or less and do not necessarily house the largest motors. These modest cars are enough for drivers who simply need to get from Point A to Point B on a regular basis. They don’t live in their vehicles and do not need all the bells and whistles.

Cars that are placed in Group 1 insurance tend to appeal to those who do not feel the need to drive fancy vehicles. Group 1 also targets young drivers who have to pay extremely high premiums because of their lack of experience. Young males, in particular, tend to make more insurance claims than anybody else.

In the end, the wisest thing to do when considering a new car is to research the insurance groups. When doing so, consider the fact that some car makes fall into multiple groups depending on the model. The cost of insurance premiums could very well dictate which car makes the most sense to purchase.

Cars in Group 1 include, but are not limited to:

Chevrolet Spark
Citron C1
Fiat Panda
Hyundai i10
Seat Mii
Skoda Citigo
Vauxhall Corsa
Volkswagens Fox and Up

Drivers who want to find out more about which cars are in Group 1, they can visit such websites as www.thisismoney.co.uk, www.carpages.co.uk, or www.uswitch.com. Lists can be found on these websites that detail the cars covered under Group 1 insurance.